Job Description

The Credit Representative is responsible for evaluating the credit worthiness of new and existing customers.   Additionally, they are charged with handling the A/R aging which is inclusive of daily activities involved in mitigating financial risk to the company.  Research of deductions and resolving of them to a positive conclusion is essential.  Finally, being able to communicate effectively both internal and external is required.

MINIMUM QUALIFICATIONS

• Minimum of high school diploma or equivalent required; Associates degree or equivalent preferred from a two-year college or technical school; or two years related experience.
• Oral Communication – Speaks clearly and persuasively in all situations; Listens and gets clarification; Responds well to questions; Demonstrated group presentation skills; Participates in meeting.
• Written Communication – Writes clearly and informatively; Edits work for spelling and grammar; Varies writing style to meet needs; Presents numerical data effectively; Able to read and interpret written information.
• Proficient with Microsoft Office Suite (Word, Excel, PowerPoint, Outlook).
• Solid background in commercial credit and collections preferred.

ESSENTIAL FUNCTIONS

• Daily Credit Functions
• Reviews and recommends limits on the credit worthiness of new and existing customers
• Works with Sales to obtain a signed credit application
• Coordinates with Sales Rep and/or Manager on credit issues
• Obtains and analyzes credit reports
• Performs financial analysis on current financial statements
• Contacts and verifies credit references
• Sets up periodic account reviews according to department guidelines
• Review and Release orders that are on hold according to department guidelines
• Respond to outside credit reference requests
• Daily Review of Accounts Receivable again in assigned territory
• Contacts past due accounts daily according to credit risk
• Reconciles customer account balances as appropriate
• Researches and resolves customer disputes
• Follows up promptly with Customer/Internal requests and payment promises
• Researches and resolves billing discrepancies, disputes, chargebacks, claims and refunds; communicates status to the appropriate parties
• Process credits and debits for accounts in assigned territory
• Negotiates settlement of accounts
• Review and mail invoices/credit memorandums to customers
• Function as back-up for other Credit team members
• Keeps Credit Manager abreast of any “problem” accounts
• Other duties as assigned by Credit Manager

SPECIFIC REQUIREMENTS OF THE POSITION

Physical Requirements:   Employee will be sitting the majority of the time, with some walking and standing.  Minor lifting objects over 10 lbs., carrying, stooping, and kneeling to access books and reports, transport paperwork and materials, and to retrieve files.  Manual dexterity for extensive computer work and writing.  Hearing, speaking, and vision are required (with or without correction).

Mental Requirements:  Must communicate effectively in verbal and written formats.  Reading comprehension and basic math skills are a requirement.  Flexibility to effectively deal with a variety of people and situations and to handle interruptions and multiple tasks simultaneously.  Open thinking and problem solving to readily assimilate information.  Ability to maintain tact and highly professional manners.  Initiative to effectively complete tasks with little supervision.  The ability to identify and appropriately handle confidential information. 

Equipment Used:  Telephone, calculator, personal computer, copy machine, fax machine, and printer.

Working Environment:  Work is done in an office environment, with some time spent in the manufacturing plant.  Co-worker support, guidance and reinforcement are readily available. 

We offer a highly competitive salary, comprehensive benefits including: medical and dental, vision, disability and life insurance, 401K, PTO, tuition reimbursement, gear discounts and the ability to add value to an exciting mission!

Our Postings are not intended for distribution to or use in any jurisdiction, country or territory where such distribution or use would violate local law or would subject us to any regulations in another jurisdiction, country or territory. We reserve the right to limit our Postings in any jurisdiction, country or territory.

Equal Opportunity Employer Minorities/Females/Protected Veteran/Disabled

At this time, Vista Outdoor is closely monitoring the developments on the Occupational Safety and Health Administration (OSHA) COVID-19 workplace rule regarding COVID-19 vaccination or testing. You will not be asked any questions regarding these items during application.